On December 30, a Ford Taurus hit a deer on Highway 28/67, sending it into the path of a following Ford Ranger pickup.

The deer hit the windshield of the truck, crushing the roof and breaking through the glass. It also damaged the interior of the pickup.

The pickup driver was treated at a nearby hospital for injuries.

Comprehensive physical damage coverage is a type of insurance that can provide financial protection against damage from animal accidents, theft, storm damage, and other non-collision events.

To receive free instant car insurance quotes on the coverage that you need, contact us today.

The 2010 list has recently been announced and the Kia Sedona has taken the top spot. Followed by the Mazda Mazda5, the Ford Escape and the Hyundai Santa Fe. Multiple factors go into how insurance is determined including repair costs, safety and security features.

The number one reason is the car’s value and the history of loss that the model has.

The more expensive claims the vehicle has had, the more it will cost to insure.

If you are looking to insure a vehicle and need a quote as soon as possible, contact us for a free instant car insurance quote today.

Secondly, check and see if anyone involved in the accident needs medical attention.  Once everyone is safe and taken care of, you will want to thoroughly inspect your car for damage and exchange information with any other drivers involved in the accident.  Name, phone number, address, license plate number and insurance provider are the key pieces of information you should obtain.

As soon as possible, you should call the local police station to file an accident report even if you are only in a minor accident.

 In addition, it is important to contact your insurance provider as soon as you can to inform them of the accident.

If you are looking at purchasing car insurance to better protect you in the case of an accident, contact Free Instant Car Insurance Quote to get an affordable car insurance quote today.

Primary liability insurance is the most standard form of commercial trucking insurance a business can buy.

 A primary liability policy will cover damages to a truck while on the road.  General liability insurance extends this coverage to include damage to a truck while off the road, such as vandalism or hail.

Another option for commercial truck insurance is truck cargo insurance coverage.  This option will protect a truck’s cargo in case it is damaged in an accident, vandalized or stolen.  Lastly, non-trucking insurance covers damage to a truck while not in use.  For example, if a truck is vandalized or damaged while being stored in a company garage.

If you are a business owner considering purchasing commercial truck insurance to better protect you and your employees, contact Free Instant Car Insurance Quote to get an affordable car insurance quote today.

The five motorcycle insurance companies involved in the recent settlement are Arbella Mutual Insurance, OneBeacon Insurance, Massachusetts Homeland, Norfolk &  Dedham Group and Hanover Insurance Group.  They will pay a total of $12.1 million.

The Attorney General’s office began investigations into the state’s motorcycle insurance industry after a single customer complaint.  Coakley stated, “As this investigation demonstrates, and as the insurance companies in this state know, when consumers bring complaints to our office, we listen and we take action”.

If you or someone you know thinks they are being overcharged for their motorcycle or auto insurance, contact the motorcycle insurance agents of Free Instant Car Insurance Quote to get a free online quote today.

People who drive less frequently are often eligible for a discount on their car insurance coverage.  Car insurance companies see drivers who take public transportation, or simply do not need to drive very frequently, as less likely to be in an accident or have damage to their vehicle.

In addition, people who appear to not engage in risky behavior are often given discounts on their car insurance.  For example, someone who has a history of good driving is more likely to have a lower car insurance premium.

Another common discount is for responsible teenage drivers.  Teenage drivers who show responsibility in school are granted discounts on their car insurance coverage.  Parents can turn in a student’s honor roll certificate or other documentation that their student is responsible to a car insurance provider to receive a discount.

If you or someone you know is looking to purchase car insurance, contact the car insurance agents of Free Instant Car Insurance Quote to get a free online car insurance quote today.

In addition to standard liability motorcycle insurance, motorcyclists have the option of purchasing additional coverage.  One type of motorcycle insurance is collision coverage.  Purchasing collision coverage will help pay for any repairs to your motorcycle necessary after an accident.

Comprehensive coverage will protect your motorcycle if it is damage by something other than an accident.  For example, if your motorcycle is vandalized or dented by hail.

Uninsured/ under insured motorist coverage will protect you if you are in an accident with someone who does not have auto insurance.  Normally in accidents the insurance of the person who is at fault will cover the necessary repairs, however unfortunately accidents with drivers who do not have auto insurance happen all the time.

If you or someone you know is looking to purchase motorcycle insurance, contact Free Instant Car Insurance Quote to get a free quote online today.

For example, if you are in an accident and you cause damage to you or another person’s vehicle, car insurance can help pay for the damage.  Car insurance can cover internal damage done to your car as well.

If you are in an accident and your car is damaged beyond repair or if repairing the damage will cost more than the value of the car, car insurance coverage will replace your vehicle.

 In addition, car insurance can cover the cost of using a rental car while your car is being repaired.

Another significant benefit of purchasing car insurance is the coverage it will provide you if you are injured in an accident.  Car insurance can cover the cost of medical expenses which can be extremely expensive.

If you or someone you know is looking to purchase car insurance, contact Free Instant Car Insurance Quote to get a free online quote today.

In the study, Allstate uses its claims data to rank the country’s 200 largest cities by the car accident frequency of their residents.  Ranking first in the survey was Fort Collins, Colorado.

 The average Fort Collins residents is in a car accident every 14 and a half years.

Ranking second to last in the survey was Baltimore, Maryland.  Baltimore residents are, on average, in a car accident every five years and are 79 percent more likely to be in an accident compared to the national average.  Last in the survey was Washington D.C., where residents are 95 percent more likely to be in an accident.

Accidents can occur at any time, so it is important to always be protected with quality car insurance.  If you or someone you know is looking to purchase car insurance please fill out our contact form today.